Getting Started

  • Submit the Free Application for Federal Student Aid (FAFSA) online. Be sure to include our school code 002105 and retain your confirmation page for your records.
    • Fall 2019/Spring 2020: Submit the 2019-2020 FAFSA after October 1, 2018 but by February 1, 2019 for priority consideration for financial aid.
    • Fall 2020/Spring 2021: Submit the 2020-2021 FAFSA after October 1, 2019 but by February 1, 2020 for priority consideration for financial aid.

What's Next?

Need to Borrow a Loan?

If a combination of your grants, scholarships and personal contributions are not sufficient to cover your costs you may want to apply for a loan.

If you have never applied for a Direct Stafford Loan:

  • Apply for a loan. Submit your loan application by the priority date to ensure that your loan funds will arrive at UMBC in a timely manner. Apply for loans by our priority deadline date - please visit Loans for additional information and to see final application deadline dates.
  • Please note: in order to be eligible for Federal Direct Stafford Loans (subsidized and unsubsidized) and the Federal Direct Parent PLUS Loan you must be enrolled in 6 or more credits.
If you need to borrow more than your Stafford Loan eligibility allows, view information about additional Loan possibilities.

Final Steps...

  • Register for classes via your myUMBC after your registration date has been assigned.
  • Review your e-bill through myUMBC using the Payments and Billing link.
  • Pay your bill prior to the due date and avoid late fees.
    • Please note: federal financial aid cannot pay late fees. You can use money you received as a refund to pay these charges.
    • Under limited circumstances the Office of Financial Aid & Scholarships can request a late fee be waived.
  • Review the Book Loan process to see if you are eligible.


In-Person Assistance...

The Office of Financial Aid and Scholarships has an appointment-based visitation schedule. You may call or stop in the office to receive information about the application process, the status of your awards or to drop off documents.

Inquiries surrounding eligibility or appeals will be directed to your assigned counselor who will schedule an appointment to discuss your questions. This personalized approach allows you to have one point of contact for your financial aid and scholarship inquiries. Please visit our Contact Us page to find your financial aid counselor's contact information.