Getting Started

  • Apply for admission with the Office of Undergraduate Admissions.
  • Create your myUMBC account and join UMBC's online community.
  • Update your Free Application for Federal Student Aid (FAFSA) to include our school code, 002105, and retain your confirmation page for your records.
    • Transferring Spring 2020: File/update the 2019-2020 FAFSA online by December 13, 2019 for priority consideration for financial aid.
    • Transferring Spring 2021: File/update the 2020-2021 FAFSA online by December 13, 2020 for priority consideration for financial aid.

What's Next?

One More Step...

  • Apply for a loan if a combination of your grants, scholarships and personal contributions are not sufficient to cover your costs. Apply for loans by our priority deadline date - please visit Loans for additional information and to see final application deadline dates.
  • Please note: in order to be eligible for Federal Direct Stafford Loans (subsidized and unsubsidized) and the Federal Direct Parent PLUS Loan you must be enrolled in 6 or more credits.

After Orientation...

  • Review your e-bill through myUMBC using the Payments and Billing link.
  • Pay your bill prior to the due date and avoid late fees.
    • Please note: federal financial aid cannot pay late fees. You can use money you received as a refund to pay these charges.
    • Under limited circumstances the Office of Financial Aid and Scholarships can request a late fee be waived.
  • Review the Book Loan process to see if you are eligible.


  • All students must meet financial aid Satisfactory Academic Progress (SAP)standards to maintain eligibility for financial aid awards. Students' academic progress will be evaluated annually.
  • Continue to check your myUMBC for additional email requests, award revisions, and requested documents.
  • If you plan to attend a summer session before your first fall semester, contact your financial aid counselor for additional information.
  • Know your Student Rights and Responsibilities as a student consumer.

In-Person Assistance...

The Office of Financial Aid and Scholarships has an appointment-based visitation schedule. You may call or stop in the office to receive information about the application process, the status of your awards or to drop off documents.

Inquiries surrounding eligibility or appeals will be directed to your assigned counselor who will schedule an appointment to discuss your questions. This personalized approach allows you to have one point of contact for your financial aid and scholarship inquiries. Please visit our Contact Us page to find your financial aid counselor's contact information.